About A Home Equity Conversion Mortgage
A Home Equity Conversion Mortgage (HECM), commonly known as a Reverse Mortgage, is a federally insured loan program designed for homeowners 62 years of age and older. A HECM allows eligible homeowners to convert a portion of their home equity into available funds while continuing to live in the home they love.
Unlike a traditional mortgage where borrowers make monthly payments to a lender, a HECM may provide access to funds through a lump sum, line of credit, monthly payments, or a combination of these options, depending on the program selected and borrower qualifications.
A HECM may help homeowners:
✔ Eliminate existing monthly mortgage payments*
✔ Access tax-free loan proceeds**
✔ Increase retirement cash flow
✔ Fund home improvements or medical expenses
✔ Create a growing line of credit for future needs
✔ Remain in the comfort of their home
A Reverse Mortgage can be a valuable financial planning tool for homeowners seeking greater flexibility and retirement security.
What We Believe
At Equityat62, we believe homeowners deserve:
Who We Help
We work with homeowners who want to better understand how to use their home equity to support retirement.
You may be a good fit if you are looking to:
Stay in your home longer
Eliminate your current mortgage payment
Supplement retirement income
Pay for home improvements
Cover healthcare expenses
Reduce financial pressure during retirement
Why Homeowners Choose Equity At 62?
Education-First Approach
We focus on helping you understand the process before making any decision.
No Pressure Consultations
Our conversations are designed to inform, not push.
Personalized Guidance
We take the time to understand your goals and explain your available options.
Trusted Support
From your first questions to your next steps, we’re here to support you with professionalism and care.
Our Goal
Our goal is simple:
To help homeowners 62+ make confident, informed decisions about their home equity and retirement future.
A reverse mortgage may not be right for everyone — and that’s okay.
What matters most is that you have the right information, the right support, and the confidence to choose what is best for you and your family.
Let’s Talk About Your Options
If you’re wondering whether a reverse mortgage
could help you, we’re here to help.
Alicia Hayes
(786) 299-1575
